Debit & credit cards
Card payments are accepted. Ask the office about payment timing for your treatment plan.
In-network care for
oral appliance therapy.
Understand your medical insurance benefits and expected treatment costs before you begin.
We’re in network with
These medical insurance plans:
Blue Cross and Blue Shield of North Carolina
Cigna
Aetna
UnitedHealthcare (UHC)
North Carolina State Health Plan
Members of other Blue Cross Blue Shield and Anthem plans are usually covered in-network through the BlueCard® program; we’ll confirm with your plan.
UMR members may have in-network benefits through UnitedHealthcare; we’ll confirm with your plan.
Network participation depends on your specific plan. Our team confirms participation, benefits, and expected costs before treatment. Benefits verification is not a guarantee of coverage or payment.
We also work with
- Medicare
- TRICARE
- VA benefits
RespAir Sleep is enrolled with Medicare and is a participating TRICARE provider. Care through VA benefits requires case-by-case authorization. Our team reviews referral, authorization, and payment requirements for your specific benefits.
We also file claims with
Anthem
UMR
Humana
Mutual of Omaha
And most other insurance plans. Ask us about your plan.
Start with your medical benefits.
Oral appliance therapy for sleep apnea is generally handled through medical insurance, rather than routine dental benefits. Your diagnosis, plan rules, and treatment details affect coverage.
“Accepted” and “covered” are different questions.
Working with an insurer does not mean every plan is in network or every service is covered. Your insurer makes the final benefits and payment determination.
Talk with our teamPayment options.
Ask our team about payment timing and current financing terms.
HSA & FSA funds
The practice accepts HSA and FSA payments. Check your account’s eligibility and documentation requirements with your plan administrator.
In-house financing
Ask about the current in-house financing options, including any eligibility requirements, payment schedule, and terms.
Veteran support
RespAir Sleep works with VA benefits, subject to case-by-case authorization, and offers Veteran discounts. Contact our team about applicable benefits, referral requirements, and discount details.
Plan your treatment costs.
Your recommended care and individual benefits determine the estimate. Review these details before deciding.
-
1
Tell us how you plan to pay
Let us know whether you hope to use insurance, pay directly, or discuss financing.
-
2
Review your benefits
Ask about network status, coverage requirements, deductibles, and coinsurance. Have your medical insurance information available.
-
3
Discuss the treatment estimate
Ask what the estimate includes, which costs are your responsibility, and what could change after insurance processes a claim.
-
4
Choose your next step
Review the payment timing and any financing terms with our team before you proceed.
Getting ready for the conversation
Have your medical insurance card and any existing sleep study available. Use the secure form below for questions, and ask our team how to provide records.
Insurance & cost questions.
For an answer specific to your plan,
call 919-307-8960.
Is the consultation free?
The practice currently offers free virtual or in-person consultations. Examinations, sleep testing, appliances, and treatment may have separate charges. We’ll explain these when you schedule.
Will my insurance cover an oral appliance?
It depends on your plan, diagnosis, and the treatment requirements. Our team can help review your benefits. We’ll explain your expected costs before you decide.
Are you in network with my plan?
Network status depends on your exact plan, not just the insurer’s name. See the carrier information above, then contact us with your plan details so we can confirm participation and benefits.
Can I get help if I don’t have insurance?
Yes—contact us to discuss direct payment and ask about current in-house financing options. We can help you understand the financial steps for the care recommended to you.
Do you work with Medicare, TRICARE, or VA benefits?
Yes—we work with Medicare, TRICARE, and VA benefits. Our team will review the requirements for your specific coverage, including any referrals or authorizations, and explain your expected payment responsibility before treatment.
What does treatment cost?
The estimate depends on the appliance and care recommended for you, plus your deductible, coinsurance, and other plan requirements. Ask whether it includes the examination, fitting, adjustments, and follow-up, and which services may be billed separately.
Ask about
benefits & costs.
Use our secure form to ask about your plan or treatment estimate.
If the form does not load, open the insurance form directly.
Prefer to discuss costs by phone?
Call 919-307-8960 with benefits or payment questions.
Explore your next step.
Have Blue Cross Blue Shield questions? Read about BCBS oral appliance coverage and plan review.